First, I think I mentioned in an earlier post that H and I started Dave Ramsey's plan in July 2006. In December 2008, I wrote the last debt check, bringing our total debt paid off to $70,488.46 (yea, we had a LOT of stupid tax). We fully funded our emergency fund over the next 6 months and I felt like we were finally in a good place financially.
Over the past few months, H has been mentioning getting a new car. He said he is older now and too old to drive the "race car" we bought 5 years ago. I told him we are not buying another car unless we pay cash for it. So save save save we did for a new car.
Now, obviously, we haven't had a car payment in quite a while, but we have never paid cash for a car. Not a real car anyway. We did have a couple of POS cars we paid cash for, but they were 2k or under so I don't really count those.
Tonight, I wrote a check and paid cash for a car. As I was writing out the check I thought about Dave Ramsey. I thought about how hard we worked (each of us worked THREE jobs when I was pregnant with V and after he was born even--I am blessed to have been able to work for my dad and bring my baby to work with me) and how good it felt to know that H wanted something and we saved for it and paid for it. Delayed gratification. What a grown-up thing.
So, H didn't get to drive his new-to-him cherry red Mustang home tonight (I will bring his old car in Saturday and pick-up the 'stang--maybe it will even be nice out and I can ride with the top down!), but I think he is still pretty proud. We went in with a number in mind, ready to walk if they wouldn't meet it (plus I hadn't transferred any more cash than we were willing to spend into our checking account, so that helped), and we walked out, owners of a new (to-us) car.
The most fun part of the deal for H...our salesperson was J.T. Thatcher. Now, I will admit I had (okay fine, I still pretty much have) no clue who J.T. Tatcher is, but H thought it was pretty cool. And he gave V an autographed picture so he thought that was pretty cool too.
The most fun part for me...the manger said when our kidlets are in school I should get a job there because I am a good negotiator. Straight to the point. I'd like to thank Dave Ramsey for that. Although I didn't walk in with a suitcase of cash, I'd still like to think that I made Dave proud :)
That is awesome you all got to pay cash for a vehicle. Not many people can do that. Sounds like you have accomplished alot over the past few years and has paid off you all big time. Congrats!
ReplyDeleteI'm so proud of you Jenn!! What an accomplishment!
ReplyDeleteThat's freaking awesome, way to go! What a proud moment, congratulations!
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